Financial Counselling for Consumer and Business Debt Assistance

Credit Counselling Singapore (CCS) provides credit counselling for consumers (with personal debts) and business owners (with both personal and/or business debts) to help address an unsecured debt problem. Our trusted Financial Counsellors are ready to provide you with holistic, objective and personalised debt advices.

If you are facing financial difficulties in repaying unsecured personal loans, credit cards or business borrowings, our Financial Counsellors are professionals who will provide debt advices to help you regain control of your finances.

During a credit counselling session, our Financial Counsellors work with you to help you understand your financial situation, assess payment capacity, and help you decide on the most suitable course of action to address debt and cashflow issues, based on your specific circumstances. This requires you to be forthcoming with information as to how you have been managing and spending money.

Find out more about consumer credit counselling here. 

Find out more about business credit counselling here. 

The main outcome of credit counselling is to help you make an informed decision on the most suitable solution for yourself and move on with peace of mind.

If you have been assessed suitable and are willing, you may consider to be on a Debt Management Programme that will be facilitated by Credit Counselling Singapore on your behalf.