National Silver Academy Courses

Credit Counselling Singapore (CCS) is a community-based partner organisation providing learning opportunities for seniors aged 50 years and above at subsidised rates.

Our courses focus on improving financial well-being, building self-reliance and mental strengthening resilience.

Retirement - Are YOU Financially Ready?

There are already many talks, workshops and courses that focuses on building wealth and planning early for retirement. That’s well and good if you are still in your 30s or 40s.

For those in their 50s, they may not have had the opportunity to really sit down and plan ahead for their retirement, perhaps due to career commitments or simply not knowing where and how to start.

The reality is that to be adequately prepared for retirement, you have to put in effort to review where you are today and chart a course to where you want to be in retirement.

If you would like to get a snapshot of the state of your finances today and get a glimpse of your potential financial position when you retire, then this course is for you.

This course conducted over 4.5 hours, helps you to ascertain your financial readiness to retire through a guided, hands-on exercise by

1.   Taking stock of your assets and liabilities,
2.   Projecting your sources of income and estimating your expenses in retirement,
3.   Familiarising yourself with Government schemes that provide support for retirement income, healthcare and ageing.

This course is presently available in both English and Chinese.

Courses are conducted monthly on Saturday afternoons at CCS seminar room. 

Course Fees

Singaporean and PR, aged 50 and above: $28 (inclusive of GST; after NSA subsidy)
Others, fee payable: $108 (inclusive of GST)

You may use your SkillsFuture Credit to pay the course fee.

Riding The Waves of Change Smiling (C3A Mental Health Curriculum)

The recent COVID-19 pandemic has raised concerns about mental health issues in the community, and in particular, among seniors. Recognising the link between financial health and mental well-being, CCS also conducts “Riding the Waves of Change Smiling’’, a mental health awareness course developed specially for seniors.

“Riding the Waves of Change Smiling’’ is a course that provides an introduction to mental well-being and common issues that affect it. This course provides practical tips on how to promote and maintain mental well-being, as well as build one’s resilience for successful ageing.

This 6-hour course will involve participants in hands-on, experiential learning. At the end of the course, participants will:

1.    Be aware of common mental well-being issues faced by seniors.
2.   Know the approaches, techniques, and resources to prevent and manage common mental well-being issues.
3.   Acquire a positive outlook toward ageing.

This course is presently available in English.

Courses are conducted once every two to three months on Saturday afternoons at CCS seminar room.

Course Fees

Singaporean and PR, aged 50 and above: $28 (inclusive of GST; after NSA subsidy)
Others, fee payable: $108 (inclusive of GST)

You may use your SkillsFuture Credit to pay the course fee.

About the National Silver Academy (NSA)

The National Silver Academy (NSA) is a network of post-secondary education institutions (PSEIs) (i.e. ITE, polytechnics, universities and arts institutions) and community-based organisations (CBOs) that offer learning opportunities that are subsidised for seniors. Seniors and PRs aged 50 years and above can look forward to attending short courses and bite sized courses that are exam free.

For courses run by community-based organisations, the final fee payable by seniors (both Singaporeans and PRs) takes into account the support given by the government to community-based organisations to develop and offer the short courses.

Find out more about National Silver Academy at

About Council for Third Age (C3A)

The Council for Third Age (C3A), set up in May 2007, is an agency which promotes active ageing in Singapore through public education, outreach and partnerships. As an umbrella body in the active ageing landscape, with its focus on senior learning and volunteerism, as well as positive ageing, C3A works with and through partners to help third agers age well. C3A is appointed to administer the National Silver Academy (NSA).