Credit Counselling Singapore (CCS) is a community-based partner organisation providing learning opportunities for seniors aged 50 years and above at subsidised rates.

Our courses focus on improving financial well-being, building self-reliance and mental strengthening resilience.

There are already many talks, workshops and courses that focuses on building wealth and planning early for retirement. That’s well and good if you are still in your 30s or 40s.

For those in their 50s, they may not have had the opportunity to really sit down and plan ahead for their retirement, perhaps due to career commitments or simply not knowing where and how to start.

The reality is that to be adequately prepared for retirement, you have to put in effort to review where you are today and chart a course to where you want to be in retirement.

If you would like to get a snapshot of the state of your finances today and get a glimpse of your potential financial position when you retire, then this course is for you.

This course conducted over 4.5 hours, helps you to ascertain your financial readiness to retire through a guided, hands-on exercise by

1.   Taking stock of your assets and liabilities,

2.   Projecting your sources of income and estimating your expenses in retirement,

3.   Familiarising yourself with Government schemes that provide support for retirement income, healthcare and ageing.

This course is presently available in both English and Chinese.

Courses are conducted monthly on Saturday afternoons at CCS seminar room. 

Course Fees

Singaporean and PR, aged 50 and above: $28 (inclusive of GST; after NSA subsidy)
Others, fee payable: $108 (inclusive of GST)

You may use your SkillsFuture Credit to pay the course fee.

Click here for course schedule

The recent COVID-19 pandemic has heightened public concern about mental health issues, particularly among seniors. Recognising the link between financial and mental health, CCS is also offering a mental health awareness course designed specifically for seniors.

"C3A AgeMap - Healthy Minds for Healthy Lives" is a fun-filled 3-hour course that teaches seniors how to improve their mental health and live a more fulfilling life.

This course was developed in partnership with C3A by a community aged-care physician with many years of clinical knowledge and expertise in the development of physical and mental well-being in seniors.

At the end of the course, participants will:

1.    Recognise the common issues connected with ageing that can have an impact on one's mental well-being.

2.    Be aware of approaches, techniques, and resources for preventing and managing these prevalent mental health concerns.

3.    Develop good attitudes that promote and preserve mental health.

This course is presently available in English.

Currently, courses are scheduled once every three months and held at CCS Seminar Room.

Course Fees

Singaporean and PR, aged 50 and above: $14 (inclusive of GST; after NSA subsidy)
Others, fee payable: $54 (inclusive of GST)

You may use your SkillsFuture Credit to pay the course fee.

Click here for course schedule

About the National Silver Academy (NSA)

The National Silver Academy (NSA) is a network of post-secondary education institutions (PSEIs) (i.e. ITE, polytechnics, universities and arts institutions) and community-based organisations (CBOs) that offer learning opportunities that are subsidised for seniors. Seniors and PRs aged 50 years and above can look forward to attending short courses and bite sized courses that are exam free.

For courses run by community-based organisations, the final fee payable by seniors (both Singaporeans and PRs) takes into account the support given by the government to community-based organisations to develop and offer the short courses.

Find out more about National Silver Academy at www.c3a.org.sg.

About Council for Third Age (C3A)

The Council for Third Age (C3A), set up in May 2007, is an agency which promotes active ageing in Singapore through public education, outreach and partnerships. As an umbrella body in the active ageing landscape, with its focus on senior learning and volunteerism, as well as positive ageing, C3A works with and through partners to help third agers age well. C3A is appointed to administer the National Silver Academy (NSA).