Embarking on Your Journey to Your Silver Years

Embarking on your journey into your SILVER years requires a balance of financial stability, awareness of one's health needs, and a strong support network of family and friends. When these three aspects are in harmony, they enable you to navigate this stage of life with greater confidence and a sense of fulfillment.

Prepare for your journey by learning how to effectively manage your finances and nurture your mental resilience by gaining practical knowledge and skills through courses offered by Credit Counselling Singapore. Empower yourself and protect both your financial and mental health, so you can enjoy a satisfying yet purposeful life in your silver years. 

Retirement - Are You Financially Ready?

There are already many talks, workshops and courses that focus on building wealth and planning early for retirement. But what if you are already into your 50s and still worry about having enough savings in your retirement?

This is the course is for YOU!

In this hands-on course, you get to do a stock take of your assets and liabilities, project your retirement income and expenses, as well as familiarise yourself with key government schemes that offer support for living and healthcare needs in retirement.

 

Course Outline

1.  Determine a snapshot of your current financial readiness for retirement.
2.  Perform a stock take your assets and liabilities.
3.  Do a projection of retirement income and expenses.
4.  Get familiarise with CPF LIFE, HDB monetisation schemes, MediShield Life and CareShield Life.

Net course fee payable

$46.40 (inclusive of GST and after NSA subsidy)
Applicable for Singaporeans and PR, aged 50 and above.

$174.40 (inclusive of GST) for all others.

The course fee can be paid in cash or using SkillsFuture Credit.

Saturday, 26 April 2025 (English)
1.00 pm to 5.30 pm

Click here to Register

Saturday, 21 June 2025 (Chinese)
1.00 pm to 5.30 pm

Click here to Register

All courses conducted at CCS Seminar Room, 51 Cuppage Road, #07-01, Singapore 229469

From Cash to Clicks - Essential Digital Financial Skills

Gain confidence in using digital tools to manage your money safely and securely. Designed for seniors new to digital finance, this hands-on course provides step-by-step guidance to help you use simple digital tools to budget, track expense, make secure payments and stay safe online.

 

Course Outline

1. Manage Your Money: Use personal finance apps to track expenses, set budgets, and stay organised.
2. Make Secure Payments: Get familiar with using local and international digital wallets and payment methods.
3. Protect Your Information: Safeguard your personal and financial details from cyber threats.
4. Access Your CPF Online: Learn to use CPF online services to manage your CPF savings.
5. Keep Learning: Discover resources to continue improving your digital skills.

 

For the best learning experience, please make sure your mobile phone has data, or you can connect to the internet using Wi-Fi (available in the classroom), and that you are able to use SingPass.

Join this course and start using digital tools and services with confidence!

Net course fee payable

$29.00 (inclusive of GST and after NSA subsidy)
Applicable for Singaporeans and PR, aged 50 and above.

$109.00 (inclusive of GST) for all others.

The course fee can be paid in cash or using SkillsFuture Credit.

Saturday, 17 May 2025 (English)
1.00 pm to 5.00 pm

This course is conducted at CCS Seminar Room, 51 Cuppage Road, #07-01, Singapore 229469

Click HERE to Register

Healthy Minds for Healthy Lives (A C3A Mental Health Curriculum)

Ageing may be a stressful experience for some. But there are things that you can do to enhance your mental well-being and live a healthy, fulfilling life.

Course Outline

1.  How to recognise signs and symptoms of common mental health issues.
2.  Discover techniques to prevent and manage mental health concerns.
3.  Learn how to develop a positive outlook towards ageing.

Net course fee payable

$14.50 (inclusive of GST and after NSA subsidy)
Applicable for Singaporeans and PR, aged 50 and above.

$54.50 (inclusive of GST) for all others.

The course fee can be paid in cash or using SkillsFuture Credit.

Please note that there will be no additional course runs until further notice.  

Basics of Smart Money Management (C3A Financial Literacy Curriculum)

To ensure our financial well-being as we enter our golden years, it is important for us to be able to make smart decisions involving our “everyday” money.

Course Outline

1.   How to manage your money effectively.
2.   How to access CPF information online.
3.   How to make cashless payments securely using SGQR code.
4.   How to protect yourself from scams and stay safe.
5.   Key government schemes that support retirement, ageing and healthcare.

Net course fee payable

$26.10 (inclusive of GST and after NSA subsidy)
Applicable for Singaporeans and PR, aged 50 and above.

$98.10 (inclusive of GST) for all others.

The course fee can be paid in cash or using SkillsFuture Credit.

Please note that there will be no additional course runs until further notice.  

 

About Credit Counselling Singapore

Credit Counselling Singapore (CCS) is proud to be a community-based partner organisation providing learning opportunities for young seniors aged 50 years and above. We conduct courses on managing “everyday” money effectively, being financially self-reliant in retirement and maintaining mental health.

About the National Silver Academy (NSA)

The National Silver Academy (NSA) is a network of post-secondary education institutions (PSEIs) (i.e. ITE, polytechnics, universities and arts institutions) and community-based organisations (CBOs) that offer learning opportunities that are subsidised for seniors. Seniors and PRs aged 50 years and above can look forward to attending short courses and bite sized courses that are exam free.

For courses run by community-based organisations, the final fee payable by seniors (both Singaporeans and PRs) takes into account the support given by the government to community-based organisations to develop and offer the short courses.

Find out more about National Silver Academy at c3a.org.sg.

About Council for Third Age (C3A)

The Council for Third Age (C3A), set up in May 2007, is an agency which promotes active ageing in Singapore through public education, outreach and partnerships. As an umbrella body in the active ageing landscape, with its focus on senior learning and volunteerism, as well as positive ageing, C3A works with and through partners to help third agers age well. C3A is appointed to administer the National Silver Academy (NSA).