Be the KEY that unlocks a family’s path to financial resilience

With your support, CCS can journey alongside families as they reduce debt, strengthen their financial capability and improve their readiness for home ownership.

Among more than 9,000 families¹ living in rental housing and working towards greater stability, some face substantial debt that can make the journey towards owning a home even harder.

These families need specialised financial guidance and appropriate debt-management support and opportunities to strengthen their financial capability — helping them overcome debt barriers and build a more stable future.

In a recent pilot, we secured philanthropic funding to support lower-income families through financial coaching, group learning and matched debt relief. Families continued making their own repayments, while philanthropic funding matched their efforts to help reduce debt faster. Among the 15 families who completed our pilot programme, all reported improved financial well-being and capability, while 60% achieved substantial reductions in their debt.

We want to reach more families. Lasting change, however, takes sustained guidance and support.

We are now raising funds to bring this support to more lower-income families through future programme runs.

Your donation will help us support at least 50 lower-income families strengthen their financial capability and improve their readiness for home ownership. Over 24 months, your support will enable personalised financial coaching, group financial literacy workshops and debt management support, including creditor engagement where appropriate — helping families develop stronger financial habits and sustain their progress towards a more secure future.

Give today — be the KEY that unlocks a family’s path to financial resilience and a better tomorrow.

Note 1: MSF, Supporting Lower-Income Households Trends Report 2024, 19 Nov 2024.

Please complete this online Donation Form to help us verify donor details, acknowledge your contribution and maintain proper records in accordance with our governance and due diligence requirements.

After submitting the form, you will receive an email with instructions on how to make your donation via bank transfer or PayNow.

Tax Deduction: Qualifying donations of $10 and above are eligible for a 250% tax deduction. If you wish to receive a tax deduction, please provide your NRIC/FIN (individuals) or UEN (organisations) so that CCS can submit your donation details to IRAS.

Matching Grant: Donations received from 1 October 2026 to 31 March 2027 are eligible for matching under Tote Board’s Enhanced Fundraising Programme, subject to its terms and conditions.

Use of Donations: Any funds remaining unutilised by 30 June 2030 will be used to support CCS’s operations in delivering its general services and programmes.